Elgin's Trusted Broker Since Day One

Your next chapter
starts with the
right address.

Judy Umbdenstock brings decades of local expertise to every transaction in Elgin and the surrounding communities. Whether you're buying your first home or selling yours, the journey should feel like coming home.

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Elgin

Local Expert

Buyers

& Sellers Served

Full-Service

Brokerage

Trusted

Local Partner

About Judy

A broker who actually
knows this neighborhood.

Judy Umbdenstock doesn't just work in Elgin — she lives the real estate market here. With deep roots in the community and a genuine understanding of what makes each street, school district, and neighborhood tick, she gives her clients an edge that no algorithm can replicate.

Every client gets direct access to Judy herself — no hand-offs, no runaround. From the first conversation to closing day and beyond, you're working with a broker who treats your biggest investment like it's her own.

Licensed

Illinois Broker

Local

Elgin Native

Personal

Direct Service

Swanson

Real Estate

What We Do

Every angle covered.
No detail missed.

Whether you're stepping onto the ladder or leveling up, Judy provides comprehensive guidance tailored to your unique situation.

Buying a Home

From first-time buyer programs to luxury listings, Judy walks you through every step — from search and strategy to negotiation and closing. Your dream home is a plan away.

Selling Your Home

Strategic pricing, professional staging advice, and aggressive marketing that gets your property seen — and sold. Judy maximizes your return without cutting corners.

Market Analysis

Data-driven insights on Elgin's shifting market — comparative pricing, neighborhood trends, and timing advice so you make decisions with confidence, not guesswork.

Neighborhood Expertise

School boundaries, commute routes, community amenities — Judy knows Elgin inside and out, helping you find the exact neighborhood that fits your lifestyle.

Paperwork & Process

Contracts, disclosures, contingencies — the paperwork of real estate can overwhelm. Judy handles the complexity so you can focus on what matters: your future home.

Client Advocacy

Judy is your advocate at every turn — negotiating terms, advising on offers, and making sure your interests are protected from listing to closing and beyond.

Service Areas

Rooted in
Elgin.
Serving the community.

Elgin is more than a stop on the train — it's a city with character, history, and a growing sense of community. Judy knows every corner, from the Historic Downtown to the best school districts, and she'll help you find the spot that feels like yours.

Historic Downtown Elgin
Northwest Elgin neighborhoods
South Elgin & surrounding communities
Kane County and the greater Chicago corridor

Ask About Your Area

Client Stories

Homes sold.
Relationships built.

"Judy made what we thought would be a stressful process feel completely manageable. She listened to what we actually needed, not just what we said we wanted. We found our home in Elgin and couldn't be happier."

M.K.

First-time buyer, Elgin

"We sold our parents' home and needed someone who understood both the emotional side and the practical details. Judy handled everything with grace and got us a fantastic price. Truly exceptional."

S.R.

Seller, Kane County

"What sets Judy apart is that she actually cares. She didn't try to push us into something we weren't ready for and gave us honest advice every step of the way. We recommend her to everyone."

D & L

Buyers, South Elgin

Ready to make your
next move?

Whether you're just thinking about it or ready to schedule a showing, Judy is here. A conversation is all it takes to start.

(847) 305-6596 Email Judy

Get in Touch

Let's talk about
your home.

Reach out anytime — by phone, email, or in person. Judy responds to every inquiry personally and will get back to you within one business day.

Call or text

(847) 305-6596

judyum@gmail.com

Office

1134 Dundee Ave, Elgin 60120-2212

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Your next chapter starts with the right address.

A broker who actually knows this neighborhood.

Every angle covered. No detail missed.